How much does ethos life insurance cost?

Ethos life insurance costs an average of $348 a year for a no-exam, 20-year term life policy with a death benefit of $500,000 for a female age 40, based on Forbes Advisor research. The same policy for a male of the same age is $456, on average. Ethos’s no-exam term life insurance rates are higher than many competitors.

How long does ethos Life Insurance last?

The level term length options are 10, 15, 20 or 30 years. This term policy is renewable up to age 94, but the death benefit will be reduced with each renewal. Ethos also offers traditional term life insurance that is fully underwritten (requires a medical exam) for customers seeking higher coverage amounts.

How do I apply for ethos Life Insurance?

Ethos has a three-step process for its life insurance application: Check your price. To request a quote and review your coverage options, you'll first need to submit an application. According to Ethos, the application can be completed in as little as five minutes. Compare rates and activate your policy.